All the answers for your biggest questions

Safety and protection of your hard earned money is of vital importance. That is why we use investment partners that are regulated by provincial securities commissions. Our mutual fund dealer is one of the largest in the country, Quadrus Investment Services. As safe as investing with a Canadian Bank!

Rick is regulated by the Financial Planning Standards Council, the Alberta Insurance Council and Insurance Council of BC and the Mutual Fund Dealer Association. Rick’s investment partners are regulated by their respective provincial securities commissions.

Clients have access to view their accounts and investment performance through a digital dashboard.

Service fee which includes both financial planning and investment planning, ranges from 0.75% to 1% depending on size of complexity. This is part of the MER (Management Expense Ratio) that a mutual fund or index fund charges a client for their investment. This fee covers the regulation, office, compliance and servicing work required to properly serve our clients and ensure their investments are safe, regulated and in line with their goals.

Rick works mainly with clients in Edmonton Alberta and Greater Vancouver/Fraser Valley in BC. He lives in Edmonton but travels to BC frequently to visit family and clients. Since the pandemic, virtual meetings have been very popular for clients because of its convenience.

Yes, Rick has helped business owners in sales by working with his accountant team to help ensure that his client is paying as little tax as possible when selling their business. For current business owners, Rick helps many of them build up their passive investments within their corporation and personally for proper tax planning. Rick works with many clients who have real estate as part of their family or business portfolio, he will work with clients and incorporate their real estate goals in the plan.